HAPPY NEW YEAR!!!

Wow can you guys believe it is the new year already? It seems like last year flew past us and now it is 2010!! I personally love January because it gives me the opportunity to reflect on the previous year and see what accomplishments I have made and what I need to improve upon. Last year the two best things that happened to me were the birth of my adorable Owen and the opportunity I had to attend a couponing class. Both of these events happened for me in February and literally changed my life! Before attending the coupon class every time the idea of spending money, getting out of debt, saving, investing, anything to do with money was literally a fight and now, because I am able to save so much money on the daily necessities we no longer argue about what to buy or when to buy it. Not only that but we have so much more fun as a family because every week we have money to take the kids and do something enjoyable!

At the beginning of last year I was taking out $260.00 every week for my family of four and most weeks that entire amount was spent on groceries and household items. After attending my very first grocery smarts class I was able to not only buy groceries and household items with that amount, but was also able to buy clothes, toys, take the kids out to eat, go to movies etc for the same amount.

Now 10 months after attending a coupon class I am taking out $180 a week, putting 20 a week in savings and still have a STOCKED house!! I am still able to go buy a new pair of shoes if I desire, order out some pizza hut or even take the kids out to Chuck E Cheese!

I honestly believe in the power of goal setting and plans to go with this goal so I want to encourage you to set your own goals this year in specific regards to financial goals and determine how you can attain those goals. Is your goal to spend less money every week or is it to be able to spend the same amount you are already spending and just stock up and build a year supply of storage?

I would love to hear what your goals are so leave me a note and hopefully I can help you achieve it!